Auto Loans

Show room new or just new to you, there’s nothing quite like owning a vehicle you can call your own. Thunder Bay Area Credit Union offers competitively low rates and flexible terms that eliminate the hassle of you getting behind the wheel of your dream car. Whether you want something more fuel-efficient, something larger or a recreational vehicle, TBACU offers loans that will fit your needs.

We are “people helping people” to meet their lending needs, which means we will do whatever we can to take one of the biggest costs out of driving. Get rates, calculate payments, search for vehicles and apply online right here. We can help you get behind the wheel of the vehicle of your choice.


Is the interest rate on your current auto loan too high? Refinance your high interest rate auto loan with Thunder Day Area Credit Union for a lower rate and payment. We are currently offering rates that are hard to turn away. Rates as low as 1.99% APR for 60 months on 2004 or newer vehicles with less than 100,000 miles and no down payment on cars, trucks, or SUVs! Contact us today to see how we can help you put a little more cash back in your wallet.

Apply Today!

Fill in the GAP

Most cars depreciate by the thousands of dollars as soon as they are purchased. If your vehicle is stolen, damaged beyond repair or otherwise declared a total loss, you are still liable to pay the difference, or the “gap,” between your insurer’s settlement and your loan balance. For just a few dollars a month, GAP can save you from making loan payments on a vehicle you can no longer drive! Ask a loan officer today how you can get GAP coverage on your vehicle loan.

Coverage For Peace Of Mind

Available for your loan – life and disability coverage. Have peace of mind, should something happen, your loans will be paid. See a loan officer today and find out how you can protect your loans.