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At Thunder Bay Area Credit Union, we want to help make your dreams of home ownership possible. We have real estate lending choices to meet your needs whether you’re buying your first home, expanding into a larger home, or looking to refinance your current home. We offer affordable rates, and you’ll have peace of mind financing with the people you trust — your credit union.

Please contact our mortgage department to get started today!

Conventional Fixed Rate Mortgage

  • Your rate will stay the same for the entire life of the loan
  • Loan terms range from 10-30 years
  • Lower down payment options available

Rural Development Mortgage

  • Program provides modest housing for moderate income families
  • 100% financing program with no down payment required

FHA Mortgage

  • Insured by the Federal Housing Administration
  • Low down payments
  • Expanded qualifying ratios

Looking for further information? Click here to see our mortgage timeline!