We offer a variety of different savings options to meet your financial needs here at Thunder Bay Area Credit Union.

Regular Shares


The first $5 into your account secures your membership with Thunder Bay Area Credit Union. Whether you’re saving for college or looking for somewhere convenient and safe to save your money, TBACU has the options to fit your savings needs.

Features include:

  • Free ATM Card
  • Free online banking
  • Free phone banking
  • Direct Deposit available
  • Free use of coin machine
  • Quarterly statements by mail or eStatements


 Club Accounts

Searching for a great way to save up for the holidays or that vacation you’ve been dreaming about? Look no further! Save a lot or a little by depositing money and earning dividends. Enjoy all of the benefits our regular shares offers with a club account without a minimum balance! To open your Christmas Club Savings Account, simply stop by our branch or call 989-354-2850.



Special Deposit Accounts

Enjoy the benefits of higher yield rates with the flexibility that allows you to have access to your money whenever you need it. Our special deposit accounts offer three tiered interest rates that guarantee higher dividends paid on higher balances.  Check out our rates below.

Special 1: $2,000.00 – $19,999.00    (Rate of .10%)
Special 2: $20,000.00 – $49,999.00  (Rate of .15%)
Special 3: $50,000.00 and more          (Rate of .20%)


 In Addition to our traditional savings accounts, we offer other programs that we are confident are right for you.

  • IRA Meet  your retirement goal while enjoying great rates.
  • HSA Stay on top of health care costs while receiving tax-free savings.


Click here to view our rates.